How to buy public rental housing in Luoyang
Recently, the purchase policy of public rental housing in Luoyang has become a hot topic, and many citizens have questions about how to apply, purchase conditions and procedures. This article will give you a detailed explanation of Luoyang’s public rental housing purchase policy based on the hot content on the Internet in the past 10 days, and provide structured data for reference.
1. Overview of Luoyang’s public rental housing purchase policies
According to the latest regulations of the Luoyang Municipal Housing Security and Real Estate Administration Bureau, eligible public rental housing tenants can apply to purchase the public rental housing they rent. The purchase price is usually lower than the market price, and the specific policies are as follows:
| Project | content |
|---|---|
| Purchasing object | Families that have rented public rental housing for more than 5 years and meet income standards |
| price standard | Calculated based on 70%-80% of market price |
| property rights restrictions | Not allowed to be listed for trading within 5 years after purchase |
| Application materials | ID card, household register, income certificate, public rental housing rental contract, etc. |
2. Conditions for purchasing public rental housing in Luoyang
Not all public rental housing tenants can purchase the houses they rent, but they must meet the following conditions:
| Conditions | Specific requirements |
|---|---|
| Years of residence | Rented for 5 consecutive years |
| household income | Not exceeding the low- and middle-income standards stipulated by Luoyang City |
| housing situation | There are no other accommodations in Luoyang |
| Credit history | No bad credit history |
3. Purchase process
To purchase public rental housing in Luoyang, you need to follow the following steps:
| steps | Operation content |
|---|---|
| 1. Submit application | Submit purchase application and related materials to your community or housing authority |
| 2. Qualification review | The Housing Authority conducts qualification review of the applicant families |
| 3. House Appraisal | Appraisal agencies conduct price assessments on public rental housing |
| 4. Sign a contract | Sign the house purchase contract after passing the review |
| 5. Handle property rights | Pay the purchase price and register the property rights |
4. Frequently Asked Questions
1.Can I resell a public rental house after purchasing it?
According to the policy, public rental housing cannot be listed for trading within 5 years after purchase. If it needs to be sold after 5 years, the government has priority to buy back the property.
2.Can I get a loan to buy public rental housing?
You can apply for provident fund loans or commercial loans, but you need to meet the loan conditions of the bank or provident fund center.
3.If the family income exceeds the standard, can I still buy it?
If the family income exceeds the low- and middle-income standards, they no longer meet the purchase conditions and need to exit public rental housing.
5. Summary
Luoyang’s public rental housing purchase policy provides preferential home purchase opportunities to eligible families, but they must meet conditions such as length of residence and income standards. The purchase process includes application, review, evaluation, contract signing and property rights processing. Citizens should understand the policy in detail before applying to ensure that they meet the conditions and avoid application failure due to incomplete information or incompatible qualifications.
If you need further consultation, you can contact Luoyang Housing Security and Real Estate Administration Bureau or visit its official website for the latest information.
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